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These terms and conditions set out the basis on which you can use our website and place orders for items from Next Directory.By ordering goods from Next Directory you are deemed to have understood and accepted these terms.Next Retail Limited is authorised and regulated by the Financial Conduct Authority for consumer credit. When you apply for credit we will make searches about you at credit reference agencies who will supply us with credit information, as well as information from the Electoral Register.The agencies will record a search which can be seen by you, Next and other lenders on your credit file, whether or not credit is granted.The Terms and Conditions governing your use of a Next Credit Account will be set out in the credit agreement.Next reserves the right to alter or amend credit charges, to withdraw credit, to accept or reject orders, to refuse applications, or with two months prior notice to close an account.When you apply for a Next Credit Account and your application is accepted, a Next Credit Account will be opened for you.

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